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Earnest Money
Earnest Money? It is an upfront deposit that a buyer deposits with the title company or with a real estate agent as a good faith payment.
Purpose
It is a commitment to show you are serious about purchasing the property. It can be refunded if agreed upon, if you cancel, or can be applied towards your down payment.
Amount
The amounts may vary depending on the purchase price of the property. In the state of Oklahoma you must have a monetary interest in the property to make the contract signed valid.
Handling
A neutral third-party (such as an escrow account) holds the EM until closing. This ensures its safekeeping and prevents any misuse.
Refund or Application
If the deal goes through the EM is applied towards your down payment during closing. However, if you decide to back out for reasons not covered by a contingency on your sales contract, the seller may keep the money as compensation for holding the property while other offers could have been considered. In order for a title company to refund the EM, a Release of Earnest Money form must be signed by all parties.
Meet Our Expert Team
Experienced Professionals
Dedicated Support
Innovative Solutions
Hispanic Community Focused
Our team is composed of seasoned professionals who are deeply passionate about making every real estate transaction as smooth and transparent as possible. With a focus on excellence and efficiency, we are proud to offer specialized bilingual support to serve the Hispanic community better. Trust in our expertise to guide you through your real estate journey.
Step-by-Step Process
REGISTRATION
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Download from the App Store or Google Play
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Register with name & email address, and mobile number
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Verify device with PIN sent via text (or use pin to log in if you miss the verify box)
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Create an 8-digit numeric passcode & confirm passcode
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Search for company TitleEase LLC and click on Logo Select Empire Title and Closing
IPHONE - Z CHECK
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Sign in with mobile number and 8-digit numeric password you created
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Search for TitleEase, click on logo, then select Empire Title & Closing
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Select Payment type- Earnest Money, Closing Costs
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Scroll to escrow agent or type first 3 letters in search bar
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Enter property address and check amount (skip contract-related buttons)
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Fill out Buyer and Seller information and select "Me" box for the role that pertains
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Select Create to link to your bank and use your bank's username and password to login
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Pick the account you wish the check to be created on
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The check amount may not exceed the balance in the selected account
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Agree to the E-sign Terms and the Check will be Created on the Screen
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Sign in the white box as you would any check..similar to the Signature Card on file with the bank
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Review the check and press continue and send
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Email notifications will be sent to all the parties entered
IPHONE & ANDROID - PAPER CHECK
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Sign in with mobile number and 8-digit numeric password you created
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Search for TitleEase, click on logo, then select Empire Title & Closing Select Capture (Android) or Earnest Money (iPhone)
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Select Payment type- Earnest Money, Closing Costs
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Scroll to escrow agent or type first 3 letters in search bar
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Enter property address and check amount (skip contract-related buttons)
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Fill out Buyer and Seller information and select "Me" box for the role that pertains Select Paper Check on iPhone - Select Capture on Android
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Take a picture of the front and back of the check on a dark well-lit surface
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Email notifications will be sent to all the parties entered